What does “Physical Damage Coverage” mean?

Physical Damage Coverage (sometimes referred to as “Comprehensive & Collision” coverage) pays the cost of repairs or replacement of your car, minus your deductible. 

Collision covers damage to your car from an accident with another car or a physical object, such as a highway median or curb. 

Comprehensive covers damage to your car from events other than a collision, such as theft, fire, hail, or vandalism.

This coverage is typically required by lenders or leasing companies.